This Privacy Statement describes how Two Rivers Mortgage Company, Inc. ("Two Rivers Mortgage Company, Inc.") uses the information you provide.
You may choose to provide information about yourself in order to be contacted by Two Rivers Mortgage Company, Inc. or receive a response to your application for a certain loan product. Such information may include the following:
Contact information including a phone number and email address
Other information you choose to provide via a telephone call, letter, e-mail or through this application
Primarily, the information you provide will be used to contact you and qualify you for certain loan product(s). You understand that by submitting your information through this application, you agree to be contacted regardless of registration with any federal, state or local Do Not Call list, Do Not Mail list, or any other comparable list or registry. By providing information to Two Rivers Mortgage Company, Inc. through this application, a telephone call, an e-mail or letter, you authorize Two Rivers Mortgage Company, Inc. to engage in the following uses of your information:
to improve its products and services
to periodically market its products and services, telemarket its products and services, and send promotional emails and advertisements
to contact you
to provide your information to a lender(s) in order to qualify you for certain a certain loan product(s)
Additionally, you authorize Two Rivers Mortgage Company, Inc. to share your information with:
its affiliates and/or divisions
financial & non-financial service providers and companies, retailers and direct marketers
third parties who perform marketing services on behalf of Two Rivers Mortgage Company, Inc. or one its divisions or others with whom Two Rivers Mortgage Company, Inc. has a joint marketing agreement or arrangement
Right to Opt-Out of Information Sharing
Federal law gives you the right to limit some but not all sharing. Federal law gives you the right to limit only:
Sharing for affiliates' everyday business purposes information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
Certain state law may give you additional rights to limit sharing. If you wish to opt-out, you must send an email to email@example.com or call 815-324-9760 indicating your preference to opt-out of sharing with affiliated companies, non-affiliated third parties or both. However, by opting-out you understand that such opt-out may affect your access to certain financial products, which may otherwise be available. You are encouraged to obtain information on as many products and providers as possible.
If you do not wish to opt-out, no action is required and until you provide the required notice of your opt-out preference Two Rivers Mortgage Company, Inc. is authorized to share your information as described above.
Two Rivers Mortgage Company, Inc. has measures in place directed to safeguarding the information that you provide. Such measures include, but are not limited to, implementing policies and procedures regarding data security.
Please note, no data transmission over the Internet or any wired or wireless network can be guaranteed to be 100% secure. Two Rivers Mortgage Company, Inc. recommends you do not send any confidential information and/or nonpublic personal information by e-mail. If you choose to send confidential information and/or nonpublic personal information to Two Rivers Mortgage Company, Inc. via e-mail, you accept all risk that such information may be intercepted by a third party.
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Change in Control
Your information may be transferred in connection with a sale, merger, transfer, exchange or other disposition (whether assets, stock or otherwise) of all or a portion of the business of Two Rivers Mortgage Company, Inc.. You will have the opportunity to opt-out of further secondary use of your information following any such change in control.
Changes to Our Privacy Statement
Two Rivers Mortgage Company, Inc. reserves the right to modify this Privacy Statement at any time without notice, but the most current version of the Privacy Statement will always be available to you by clicking on the link at the bottom of this application. By continuing to use this application and the services available through it, after the date of any change to this Privacy Statement, including accessing this application, you agree and acknowledge acceptance of the Privacy Statement in its most current version.
Terms and Conditions
By using this application, you agree to this Privacy Statement and to the use of the information Two Rivers Mortgage Company, Inc. receives and collects as stated herein and in ways Two Rivers Mortgage Company, Inc. may notify you of in the future. By providing any personal information to this application, you acknowledge that you fully understand and consent to the collection and processing of such information. Two Rivers Mortgage Company, Inc. reserves the right at its discretion to modify this Privacy Statement at any time. Your continued use of this site following the posting of changes to these terms indicates your acknowledgment and acceptance of all changes.
Should you still have questions regarding Two Rivers Mortgage Company, Inc.'s use of your information and the protection afforded it, you may contact Two Rivers Mortgage Company, Inc. using the below information:
Two Rivers Mortgage Company, Inc.
600 Columbus Street
Ottawa, IL 61350 firstname.lastname@example.org