At Two Rivers Mortgage Company, we offer any mortgage product that is available in the market at competitive rates. The below list is just a summary of what we offer, but it does not represent our complete mortgage product line. Give us a call and let us know what your situation is and what your goals are for buying your home or investment property and we’ll tailor a solution just for you.
Borrower above your current mortgage (refinance) or the purchase price in order to make renovations to the house. Minor or major improvements are allowed, but are program specific. Inquire for more information.
Utilize a FHA mortgage for a 3.5% down payment and credit scores as low as 580.
First-time homebuyers can utilize a conventional mortgage with as low as 3% down with a 620 score. If it’s not your first-time and you plan to occupy your home, you can put as little as 5% down.
For qualifying incomes and qualifying areas, you may qualify for a 0% down payment with credit scores as low as 600.
For qualifying borrowers, you can qualify for a 0% down payment with credit scores as low as 580.
We have many programs available that do not qualify you based on your tax returns. Inquire for more information.
We have programs available for more than the standard maximum allowed properties. As low as 15% down on conventional non-owner occupied purchases.